You want generational wealth? Start simple. Get a term life insurance policy while you’re young — a million-dollar policy can cost as little as $100/month. Direct it to your kids. That’s wealth. Buy a home. Use down-payment assistance, build equity, then tap a HELOC to buy your next property. Worst house, best block. Rent it out. Run it like a business. Do that 3 times — you’re on the path to a millionaire life. This is your time. Don’t show up with your hand out. Show up with your hand up. Thank you forbesBLK & jb_young for the powerful conversation and for having me at the ForbesBLK Summit this year. Sign up with my team of HOPE Financial Coaches at operationhopehq. Get my bestselling book Financial Literacy for All, and subscribe today to my weekly protect, new episodes every Thursday - Money & Wealth on blackeffect and iheartpodcast #GenerationalWealth #FinancialLiteracy #WealthBuilding