BABY STEP 7... You're debt-free. You've got a fully funded emergency fund of 3-6 months worth of expenses. You're putting away 15% of your household income into retirement investments. You've saved for your kids' college fund. AND, you've got a paid-for house... YOU DID IT! You know what people with no debt and no payments can do? ANYTHING THEY WANT. 💪 Baby Step 7 is the last (and most fun) step. Now it's time to live and GIVE like no one else! This step is where you keep building wealth and become insanely generous. Imagine what it would feel like to be able to leave an inheritance for your kids and their kids. Imagine how generous you could be to those who are in need. That’s all possible now because you had discipline for a few years. Your focus and sacrifice got you here. You've lived like no one else, and NOW it's time to live and GIVE like NO ONE ELSE. Even in Baby Step 7, you should continue setting goals and budgeting each month. Max out your 401(k) and Roth IRAs so you c...