WOW!! Way to go!! #repost roosterinthehenhouse “The borrower is slave to the lender”. As we start the new year we are officially no longer slaves to student loan debt! Pursuing a doctorate degree to chase a childhood dream unfortunately comes with a steep price tag. Once the payments started coming in, the numbers looked insurmountable to us as a recently married young couple. With a total repayment time of 20 years and interest doubling the total amount owed, it became all too clear that minimum payments were not an option. Around this time I stumbled across the Dave Ramsey radio show and dove in head first. I have always been financially conservative and loved the idea of my grandparents economics- “if you can’t afford it, don’t buy it!” I started talking to my wife about the show and before long we devoured a few of his books. A monthly budget was made on the first of the month, cash was KING, and we said no, a lot. No to all inclusive vacations, no to fun nights out with friends w...