So fun. Way to go!! #repost deanda_cris This year I have given myself the BEST Christmas gift ever!!! No more student loan payments! I’ve paid off $51,205.24 of debt over the past 18 months by using daveramsey ‘s plan. When I first heard about the baby steps in college I thought it was absolutely insane and put it aside (sorry lizfilion I should’ve listened). After coming home from living overseas last year, I took a serious look at my finances and decided that something had to be done. I am SO GLAD that I saw Dave’s book for free at my local church and took it home to read. Taking the plunge to follow this plan was the best thing that I could’ve done for my future. I can’t believe I’m entering 2020 debt free! #debtfreecommunity #debtfree #debtsnowball #debtfreejourney #daveramseybabysteps #babysteps #gazelleintense #debtfreescream