F R E E D O M ! Proud of you guys. #repost @samruth.s December 11, 2019 at exactly 2:03 PM, we paid off every single penny we owed. As of today, WE ARE DEBT FREE! Student loans, credit cards, car payments, and personal loans - GONE. And let me tell you that owing no one is the best feeling in the world! A year ago, I listened to this crazy guy #daveramsey about how debt is dumb and it just clicked. Kim and I had been married for 7 years and we never really talked about money. As long as the bills are paid we thought we’re good. But were we really? When we sat through our finances, we realized we had nothing to show for our hard work. We had no savings, no cushion, and everything for us was an emergency. We swiped our credit cards every chance we could. Seven years later we were deep into debt. So last December 2018, we stepped out our comfort zone and started communicating about money. We started making a budget, we stuck with it, we avoided eating out, we didn’t buy anything new, an...