WOW! Great job! 👏 #repost taycritchie ・・・ I’m so happy I have my emergency fund! Last May my parents took me to the Dave Ramsey Smart Money Conference in Orlando, Fl. It was the best thing they could have ever done to help me understand finances. I immediately opened up a Jr. Savings account with the help of my parents. I began saving all my money including birthday, Christmas and commission from extra chores. I also started baby sitting this summer to help with my savings. Dave Ramsey said “You just have to DECIDE!” I have BIG dreams and have decided to start early, at 13 years old, with an emergency fund!!! God is so good! Philippians 4:13!!! My next goal is saving for a car!!! #showmethemoney #emergencyfund #babystep1 #daveramsey #debtfreecommunity #debtfreejourney #smartmoneysmartkids rachelcruze daveramsey