This is POWERFUL. 💪 #Repost candace_russ ・・・ We’re hoping to encourage you all by posting this! We were normal. Cars, Student Loans, CREDIT CARDS (ugh), borrowing from family, moving, braces, iPhones. You name it, we did it. We believed this was NORMAL and how you lived life. After the past few years of losing jobs, moving, buying/selling, and re-establishing, we knew something had to change. We’re old enough and make enough that we shouldn’t live paycheck to paycheck! We wanted to teach our children about how to handle and respect what money should be used for – not live and die by it. We knew of something called the Baby Steps by daveramsey and followed it “ISH” for a year which enabled us to pay off most of the debt, except about $20k. Then we started spending again on our credit card and that became a slippery slope. This year we went ALL IN, made a budget and followed it using everydollar , cut up our cards, and are now 100% debt free except the house (working on that furiously ...