We’ve heard it all before - shut the lights off, unplug appliances, use fans instead of air conditioners. But where are the real savings? Here are seven tips that are worth the effort and may impact your wallet. Learn more: pentucketbank.banzai.org/wellness/resources/tips-to-lower-your-utility-bill #FinancialFriday #Startwithheart #FinancialLiteracy #SmartSaving