In America, Black and Brown men and women often have to work twice as hard, be twice as prepared, and hustle twice as much. We don’t always get second chances. But instead of seeing this as unfair, I’ve embraced it as a badge of honor. By following the rules, staying focused, and keeping my nose clean, I’ve turned challenges into opportunities. The haters? They’ve only made me stronger and a better businessperson. Listen to the latest episode of my podcast Money & Wealth this week. You can listen on blackeffect at iheartradio iheartpodcast — wherever you get your podcasts. Get your scholarship for financial coaching from operationhopehq and your copy of my new bestselling book #financialliteracyforall. #diversityInclusion #FinancialFreedom #OperationHOPE