Roland Martin’s financial advice to his 18-year-old self: 1. “Don’t take that credit card they offered us at Texas A&M. It’s a trap.” 2. “No matter how little you make in college—save something. Every dollar matters.” “Those choices at 18 impacted everything: the car note I got, the interest rates I paid, and even the mortgage rate when I bought my first house nine years later. Small decisions today have big consequences tomorrow.” #RolandMartin #FinancialLiteracy #MoneyMoves #WealthBuilding