Everyone’s ready to conquer 2025, and I want you to thrive. But here’s a reality check: if you’re raising money from the public, know the rules. There are securities laws, SEC regulations, and specific guidelines—whether you’re crowdfunding or targeting qualified investors. You can’t just hand out offering documents and hope for the best. Skipping the prep work or cutting corners leads to lawsuits and shattered trust. This is why financial literacy matters. It’s a civil rights issue for our generation. When you know better, you do better. That’s why I’m offering you a $1,000 HOPE scholarship for financial literacy coaching and counseling in 2025. Head to Operation HOPE and claim it. Let’s start the year empowered and educated. #FinancialLiteracy #OperationHOPE #America #bklobster #civilrights