It’s a free country, but let’s be clear: you’re not allowed to spread misinformation as truth. Opinions are one thing, but facts are facts—and stupidity is a learned art. Let’s talk about mortgages. Some claim a mortgage isn’t an investment—and technically, they’re right. A mortgage is a debt instrument, but here’s the difference: there’s good debt and bad debt. 👉 Good debt is tied to something that might appreciate, like a home. 👉 Bad debt is tied to things that will likely depreciate, like a car. Now here’s the kicker: 75% of mainstream families—white, Caucasian—own homes. Yet, the same “experts” telling you not to buy a home? They own homes themselves. It’s like a conspiracy to keep working-class and poor people from building wealth. Don’t fall for it. Go to Operation HOPE for free financial counseling. Tell them I sent you, and I’ll gift you a $1,000 coaching scholarship on me. Let’s break the cycle and build generational wealth. And you all can blame my brother rolandsmart...