Step inside the little-known world of insurance subrogation, where insurance companies recover their losses—even when the other party may not be at fault. Our informer reveals the dirty tactics, deceptive practices, and bullying used to ensure insurers get their money back at any cost. As they put it, “this is one of the reasons people hate insurance companies." Click here to subscribe to VICE: bit.ly/Subscribe-to-VICE About VICE: The Definitive Guide To Enlightening Information. From every corner of the planet, our immersive, caustic, ground-breaking and often bizarre stories have changed the way people think about culture, crime, art, parties, fashion, protest, the internet and other subjects that don't even have names yet. Browse the growing library and discover corners of the world you never knew existed. Welcome to VICE. Connect with VICE: Check out our full video catalog: bit.ly/VICE-Videos Videos, daily editorial and more: vice.com Like VICE on Facebook: ...