Everyone wants to build wealth, but where do you even start? If you ask Charlie Munger – the billionaire investor, Berkshire Hathaway vice chairman, and Warren Buffett's legendary right-hand man – the answer is simple: focus on getting to $100,000 first. Munger, who passed away just shy of his 99th birthday, left behind a treasure trove of financial wisdom. According to him, the first big hurdle isn't a million dollars – it's that first $100,000. Why Is the First $100,000 So Hard? Munger didn't sugarcoat it: "The first $100,000 is a bitch, but you gotta do it. I don't care what you have to do – if it means walking everywhere and not eating anything that wasn't purchased with a coupon, find a way to get your hands on $100,000. After that, you can ease off the gas a little bit." That quote, from a 1990s Berkshire Hathaway shareholder meeting, highlights the brutal reality of starting from scratch. When you're just beginning to build wealth, you don't have much working for you – no pas...