It’s true—most of these funds are already diversified, meaning you don’t need to hold more than one. The majority of the money in these funds is concentrated in about 8-10 major stocks, with the rest making up a very small fraction. So if you buy multiple funds, you’re essentially investing in the same holdings without added benefits. Instead, it’s often better to just pick one solid fund that aligns with your goals and stick with it for the long haul. For more financial insights, follow for detailed breakdowns! #InvestSmart #Diversification #IndexFunds #InvestingBasics #StockMarketTips #WealthBuilding #FinancialEducation #InvestmentStrategy #StockMarket101 #PassiveInvesting