When making purchases online, customers will often see an option to buy now and pay later — but it’s essentially a loan. NBC’s Christine Romans joins TODAY to break down what to know about these plans and when you should avoid using them. » Subscribe to TODAY: youtube.com/@TODAY About: TODAY brings you the latest headlines and expert tips on money, health and parenting. We wake up every morning to give you and your family all you need to start your day. If it matters to you, it matters to us. We are in the people business. Subscribe to our channel for exclusive TODAY archival footage & our original web series. Connect with TODAY Online! Visit TODAY's Website: today.com Find TODAY on Facebook: facebook.com/today Follow TODAY on Twitter: twitter.com/TODAYshow Follow TODAY on Instagram: instagram.com/todayshow » Stream TODAY All Day: today.com/allday About: TODAY All Day is a 24/7 streaming channel bringing you the ...