AUTO REFINANCE PROPAGANDA YOU SHOULD NOT FALL FOR 🚫 🧢 “You have to refinance with your current lender.” 👉RefiJet has a network of lenders to get you the best terms available. “You have to wait a full year to refinance.” Not true. Many lenders allow refinancing as soon as 90 days after your loan starts. “Refinancing hurts your credit score a lot.” Refinancing may cause a small dip due to the credit check, but it often recovers quickly — and the long-term savings can outweigh it. “It’s not worth refinancing a used car.” False. As long as your car holds value and the loan makes sense, refinancing can still help you save. “All those extras are required to refinance.” Nope! Add-ons like extended warranties and GAP insurance are optional, not mandatory. “If you have bad credit, refinancing isn’t an option.” Not true. While credit impacts your rate, many lenders specialize in refinancing for a range of credit situations. Know your options. ✅ Refi smart. Refi confident. Refinance wi...