Think estate planning is only for the wealthy? It’s not. Getting a will, power of attorney, and healthcare proxy in place is one of the smartest moves you can make — no matter your income level. In this video, I break down how to get started, what documents you need, and why it’s all about protection, not just assets. #EstatePlanning #ProtectYourPeople #LegalBasics #WillsAndTrusts #HowToAdult #BlackWealth #FinancialWellness #XavierDeLaCruz