While undergraduates have always been limited in the amount they can borrow from Uncle Sam, since 2006, #gradstudents have been able to borrow up to their full cost of attendance (including tuition, fees, housing, food and books) for as many years as their studies took, thanks to Grad Plus. But new PhD and master’s #students will be limited to borrowing $20,500 per year ($100,000 over the life of their studies) from the government, while new entrants in medical, dental, law and other professional programs will be capped at $50,000 a year (and $200,000 over their lives). That’s left the private sector a big hole to fill. Read the full story at the link in our bio. (Illustration: Samantha Lee for Forbes; Photos: Abadonian, NurPhoto/Contributor, Tetra Images, Anna Reshetnikova via Getty Images) forbescreative