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Encouraging future generations to invest is great, but let’s be realistic.
Investing $3,000 a year wouldn’t magically grow to $3.7 million in 50 years without any market dips, which is just not feasible.
The second example is even more unrealistic—claiming a one-time $20,000 investment can yield $12,000 annually forever implies a 60% annual return, which simply doesn’t exist.
If it did, everyone would be investing in that alone! Always approach investment scenarios with a critical eye.
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