Refinancing a home you owned before marriage can turn your separate property loan into a community debt. The new mortgage pays off the old, making the community liable for the amount. Always consult an attorney before making such decisions to protect your financial future. #EdwardVerified #RealEsate #MarriageAndFinance #PropertyLaw #SmartHomeownership #FinancialLiteracy credit: Wail Sarieh - @divorcelawyerwail SF0327