The holidays will be here before you know it, and now’s the perfect time to get your budget ready for the season ahead! Your credit card can help make holiday shopping easier—remember these smart tips: ✅ Stick to your budget so you can start the new year stress-free. ✅ Set up auto-pay and keep those due dates off your mind. ✅ Use only what you need and keep your credit score shining bright. Make this upcoming holiday season merry and bright at alabamacentral.org/personal-credit-cards. *Membership eligibility required. Rates subject to credit approval and subject to change without notice. APR = Annual Percentage Rate. We lend in accordance to the Fair Lending and Credit Acts. #HolidayBudget #SmartSpending #MoneyTips #FinancialWellness #HolidayPlanning #SmartShopping #ACCU