Kenneth “SmittyTheGoat” Smith breaks down the real game behind credit, funding, and financial freedom. He explains why banks don’t care about your score—they care about your report—and how to leverage good debt and business credit to create generational wealth. From teaching people to fund their own businesses to integrating AI in financial systems, Smitty shares his journey from a 440 credit score to helping clients secure $30 million+ in funding. Chapters: 00:00 – Intro: Welcome & who is Kenneth “SmittyTheGoat” Smith 01:00 – “I don’t do credit repair”—what he actually teaches (funding & leverage) 03:00 – Score vs. Report: what banks really look at (track record/number) 05:00 – Cashing out on cars vs. financing: why “paid in full” can be a bad play 07:00 – From 440 score to approvals: mentors, learning binge, first wins 09:00 – Good debt vs. bad debt: using OPM to start/invest in businesses 11:00 – Collaboration mindset: ask better questions, swap information 13:00 – Differentiator:...