The last day to buy or refill a MetroCard is Dec. 31, 2025, as the transit system fully transitions to OMNY, a contactless payment system that allows riders to tap their credit card, phone or other smart device to pay fares, much like they do for other everyday purchases. Transit officials say more than 90% of subway and bus trips are now paid using the tap-and-go system, introduced in 2019. #nyc #subway #metrocard