in this economy, talking about money can be stressful (to say the least) and managing it even more so — but finding the right budgeting tools for you doesn’t have to add on to your stress!!! in Her Campus’s annual #ItList2026 survey, we found that many Gen Zers are using budgeting apps to ditch financial frustrations. “If you want to be independent, and be in control, the only way is to use money as a tool and not a hindrance,” robinmakesplans, a Florida-based certified financial planner, tells Her Campus. for the latest episode of #TheItFactor, we asked morgraco_ to try out a few of the most popular ones and put this trend to the test. the result? keep watching 👀 and let us know how you budget in the comments!! 💵 tap into the rest of 2026’s upcoming trends at the link in our bio, and stay tuned for more It Factor episodes soon!