David Thomas discusses the 4 ways to manage risk ⋅1) Transfer it through insurance, 2) Avoid it (Don’t buy it), 3) Reduce it (Buy all safety features), 4) Self-insure⁣ ⁣ Make sure to click the link in our bio for the rest of this podcast episode and much more!⁣ ⁣ #DavidThomas #risk #management #insurance #advice #knowledge #afrugalathlete #podcast