Single family or multi-unit in NY/NJ? Here’s the reality most people ignore: A 1-family in our market can cost the same — or MORE — than a 2-4 family. So if you’re going to carry a $6k–$9k mortgage anyway… why not let tenants help pay it? That’s called house hacking. • Supplement your mortgage payment • Lower your out-of-pocket cost • Build equity faster • Unlock stronger tax benefits (depreciation + rental offsets) Same market. Same price range. Smarter structure. In high-cost states like NY & NJ, strategy matters more than ever. If you’re thinking about buying and want to map out whether 1-4 units makes more sense for YOU… Comment STRATEGY and I’ll get you on my calendar. #mgthemortgageguy #househacking #nyrealestate #njrealestate