Rates just dropped to 6.01% — the lowest level in more than 3 years. But let’s be clear… That headline applies to average 30-year fixed rates on primary, 1-family homes. It does NOT automatically apply to: • Multi-family properties • Investment properties • Non-owner occupied deals • Specialty loan programs Different risk. Different pricing. Different strategy. This is why you can’t build your plan off headlines. You need to know: What property type? Primary or investment? What credit profile? What loan program? The rate is just one piece of the equation. If you’re planning to buy and want a real breakdown of what YOU qualify for — not what the internet says… Comment STRATEGY and book a strategy call. Let’s map it out properly. #mgthemortgageguy #mortgagerates