Three out of five women retire earlier than planned. The top reason? Health. The gender health gap isn’t just a medical issue. It’s an economic one. Higher out-of-pocket costs, career disruptions from chronic conditions and caregiving - all shaping women’s long-term wealth and retirement readiness. Our CIO report “Women and Health - Challenges and Opportunities,” explores how health disparities shape women’s financial futures. Listen to Bea Martin, our Group COO & President EMEA & UK CEO and Marianna Mamou, our Head Advice Beyond Investing CIO, discuss the key findings in this highlight from the femalequotient panel on women’s health. Explore more: ubs.com/inclusion #shareUBS #IWD2026 #GivetoGain