🤯This guy on Raj Shamani’s podcast claimed he makes 25%monthly returns from the stock market. Sounds exciting, but here’s the reality behind such claims. Hi, I am Chandralekha and I love talking about money. ‌ In investing, anything that sounds too good to be true usually is. Even the greatest investors like Rakesh Jhunjhunwala and Warren Buffett earn around18–20% per year, not per month. ‌ Here’s what realistic investing looks like in India: ✅Debt investments: Around 7% annual returns after tax. ✅Equity investments: Around 12–15% annual returns after tax and expenses. That is roughly1% per month, not 25%. Instead of chasing impossible returns: ✅ Focus on increasing your income by 10–15% every year. ✅ Increase your SIPs as your income grows. ✅ Stay invested and let compounding do the work. Real wealth is built through consistency, not hype. #investing #personalfinance #mutualfunds #money #wealth