📉RBI Just Helped You Save ₹15 Lakh on a ₹50L Home Loan! ✅ RBI has slashed the repo rate by 100 bps since Feb 2025, currently at 5.5%. This is the third cut in a row, taking us back to pre-2022 levels. ✅ EBLR-linked loans reflect repo rate cuts quickly, banks must Resets every 3 months (mandated by RBI) ✅ MCLR-linked loans? Slower to update, resetting every 6–12 months. ✅ Still on MCLR? You could be missing out. As of Dec 2024, 61% of floating loans were on EBLR, if you aren’t, consider switching. 💡 Your next EMI could drop or your loan could close faster. Just make sure you’re on the right plan. #HomeLoan #RBI #finance