Toronto is at a 10-year high in homes for sale — and we’re not even in peak spring inventory yet. A lot of people are comparing this to the 90s, but the setup is different: • Unemployment then: ~11–12% • Unemployment now: ~5–6% • Home prices then: ~4x household income • Home prices now: ~8x household income • Population today: up ~60% So the real question isn’t “Is this exactly like before?” It’s: Where can you still create strong cash flow today? That’s why I’m focused on US cash-flow markets while most people wait on the sidelines. Comment “USRoadmap” and I’ll send you the framework. #realestate #renttoown #investing #money #financialfreedom #WealthBuilding