3 money milestones that can completely change your life:
1) First $100K invested
This is where compounding starts to feel real.
(Example: saving $10K/year at 7% can take ~8 years for the first $100K, then ~5 years for the next.)
2) Investments out-earn your salary
A huge psychological shift.
If you earn $60K/year, you may need around $750K invested at 8% to replace that income.
3) “Retire now” number
Use the 25x rule: Annual expenses × 25.
If retiring early, use 30x–35x for a safer buffer.
Most people won’t hit these by accident.
Set your target. Build the plan. Stay consistent.
Which milestone are you chasing right now? 👇
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