I didn’t start with money. I started with responsibility. I still remember sitting in my car after signing $550,000 in private lending. My hands were shaking not because of the numbers, but because real people trusted me. Those two houses in St. Catharines weren’t easy. There were leaks, permit delays, late-night calls, and moments where I questioned everything. But the math held. In just 24 months, one property netted $65K, the other $104K — $169,000 total. More progress than five years of playing it “safe.” Fast forward to 2026 and the landscape has changed. Canada is tougher. The rules are tighter. The margin for error is smaller. That’s why I focus on the U.S. now: • Lower entry prices • Higher cash flow • More landlord-friendly laws And no, you don’t need to raise $550K. Most Canadians can start with $30–50K if the structure is right. This isn’t about being fearless. It’s about being strategic. If you’re done letting fear decide for you, comment “USRoadmap” and I’ll s...