In Toronto, most high-earners are just "storing" $60,000 a year in a mortgage. That’s $5,000 every month disappearing into a home that likely isn't paying you back. In Ohio? Your property pays you $500/month per unit, after all expenses. Here is the "Recycle & Repeat" system high-earning Canadians are using in 2026: ✅ The Setup: Pick up a distressed property in a market like Ohio for $130k. ✅ The Value Add: $20k in smart renos to force appreciation. ✅ The Payout: Rent it for $1,400/mo and pocket $500 in pure profit after all expenses. ✅ The Loop: Refinance at the new $190k value, pull your initial capital back out, and move to Property #2. Why this beats the Toronto "Dream"? Portfolio Safety: One vacancy in Toronto is a disaster. One vacancy in a 4-unit Ohio portfolio is just a Tuesday. Legal Protection: While Ontario's LTB is a 12-month nightmare, Ohio resolves non-payment in 60 days. True Diversification: Your net worth isn't tied to one single roof in one single city. Y...