Same $65,000. Totally different future.
That's what I show my kids when I teach them about investing.
Start at 25? Invest $500/month for 10 years, then stop.
Result at 65: $1.1M
Start at 35? Invest $500/month for 30 years straight.
Result at 65: $600K
Same money invested. But the early start wins by $500K.
Time beats timing. Every single time.
This assumes an S&P 500 index fund — nothing fancy, nothing risky. Just consistent investing and the power of compounding doing what it does best.
This is the lesson that changes everything for our kids:
Start now. Stay consistent. Let time work for you.
That's how confident investors are built.
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