Hot take: Being frugal isn’t the flex people think it is. You can’t cut and save your way to wealth. You build it by increasing income, owning assets, and investing in rooms that expand your thinking. That means: • Assets that pay you • Experiences that expose you • People who think bigger than you do Wealth is built through access, ownership, and education, not just cutting expenses. #hottake #frugal #saving #investing #personalfinance #financialfreedom