TIPS ⬇️ comment “podcast” and I’ll send you the episode for you to listen! Every decision we make in life comes with a trade off or risk. I think staying at home with your children is meaningful AND valuable but it does have an associated financial risk. The good news is that the risk can be somewhat reduced, so here are a few things to consider: ✨ Open and fully fund a spousal IRA in your name every year. ✨ If your husband owns a business, explore being a legitimate paid employee. That can mean W-2 income, access to a 401(k), Social Security credits, and documented earnings history. ✨ Make sure your name is on major assets and that you have access to all joint accounts ✨ Log into every account. Understand cash flow, debt, investments, insurance policies. Financial literacy is part of the job. ✨ Carry adequate life and disability insurance on the working spouse. Income concentration requires protection. ✨ Consider a postnup or prenup that clearly outlines asset division and spous...