1. Low limit credit cards provides you opportunity to learn how credit cards work without risking too much debt. if you don’t understand how the credit system works, you can easily mess up your credit score and rack up debt fast . 2. Most people pay off their minimum payments while their statement balance continues to accrue. As long as you aren’t paying off your statement balance, you are getting charged interest on your CC debt. So try as much as possible to pay off your statement balance . 3. Store owned credit cards often have really high interest rates and can in some cases be predatory. It is best to simply avoid them and only buy what you can afford . If you can’t afford a $200 skinceuticals serum, buy the $15 Byoma one, your skin will still glow 😊 . 4. Use a high yield savings account not traditional savings account. I once left my savings in my traditional bank for almost a year and only got about less than $10 in credit for the money I saved . I started using a HYSA...