A big thing you might not know until after you're engaged? The difference between a standalone jewelry insurance policy vs. putting it on your homeowners insurance. Let's break it down 👇 💍 A standalone jewelry insurance policy often covers more than a typical homeowners insurance policy would, especially when it comes to disappearance or loss. 💍 Jewelry insurers often work directly with your jeweler of choice to get you a replacement, unlike a cash payout under homeowners insurance which would require you to go through the replacement process yourself. 💍 If you're using your homeowners insurance to cover your jewelry, a claim can often go against your coverage, potentially increasing your rates or, in the worst case scenario, resulting in your carrier dropping you entirely. Have any questions about how Jewelers Mutual stacks up to homeowners insurance? Drop them in the comments! For more info on how we compare to homeowners insurance and to get a personalized quote, hit the li...