I have a fully funded emergency fund already and keep cash to spend so I don’t need to put any of this new money in those buckets. I have money coming in from my jobs to pay off credit card spend on everyday expensesIf you’re curious what I’m invested in, comment “STOCKS” and I’ll send you a link to my portfolio (free obviously) #budgeting #investing #personalfinance #salarytransparency #paycheck