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How to buy multifamily real estate | qualify for investment property | DSCR loan no W2 What does it actually take to buy a multifamily property? š Most people think it's out of reach. It's not. Here's what the bank actually looks at: ā 20-25% down payment ā Credit score 680+ ā 6 months reserves in the bank ā The property's rental income covers the mortgage ā DSCR loan = no W2, no pay stubs needed ā 2-4 units = residential loan ā 5+ units = commercial loan The tenants pay the mortgage. You build the wealth. š¼ š² Questions? Text or call Ray at
562-600-9793
š raymiramontes_realestate
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Listed by Ray Miramontes, Circle Real Estate
Posted on Instagram at
4/28/2026, 6:03:44 PM
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