Most people in the points world stick to Hyatt, Hilton, Marriott, or IHG — but Accor Live Limitless gives you access to Raffles, Fairmont, Banyan Tree, and even the Orient Express. With a fixed redemption rate and transfer bonuses from Bilt, Capital One, Citi, and Rove, you can sometimes hit 4.56¢ per point on hotel stays. 💳 Compare top travel credit cards → linktw.in/wwoqCo 🔧 Mentioned in this video: 📊 Transfer Bonus Tracker → linktw.in/cAUmOy 🔮 Transfer Bonus Predictor → linktw.in/WRwFDM ✉️ Get transfer bonus alerts (newsletter) → linktw.in/saUqwH 🕐 Timestamps: 0:00 The hotel program most people ignore 0:07 How Accor Live Limitless actually works 1:16 Transfer ratios from Bilt, Capital One, Citi, and Rove 1:48 What your credit card points are actually worth 2:45 Bilt transfer bonuses (up to 200%) 3:17 Citi transfer bonuses (and how often they run) 4:15 Why fixed-rate redemptions matter right now 5:60 The Accor portfolio: Raffles, Fairmont, Orie...