The PennyDrops University Program is still on. Learn about credit cards, credit scores, and all things credit in Lesson 3: Credit. Check out your local PennyDrops chapter to learn more about the scheduled University Program lessons. . . #pennydrops #financialliteracy #personalfinance #financetips #financialfreedom #moneygram #financecanada #canadiannonprofit #budgetingbasics #budget #budgetingtips #credit #creditscore #investing #creditcard