It's literally called "defective" — and it might be the most elegant trust in estate planning. The Intentionally Defective Grantor Trust. Nothing is actually broken about it. It's designed. The grantor keeps paying the income tax personally — even though the trust sits in an irrevocable structure. Why does that matter? The trust compounds without the tax drag. The grantor shrinks the taxable estate every year by paying the tax bill personally. You're burning down the taxable estate while the tax-free trust grows. That's not a defect. That's the feature. It's not just a trust. It's an estate freeze, tax burn, compounding structure. The trust with the worst name might be one of the best-designed wealth tools in the entire estate planning system. Wealth by design. Comment "TRUST" and I'll send you the full breakdown of five trusts I personally use. #EstatePlanning #GenerationalWealth #TrustPlanning #WealthStrategy SF0810