🏘 How Much Cash Do You Actually Need To Buy A Multi-Family? 💰 Everyone wants to own a duplex, triplex, or 4-unit — but most buyers have no idea what it really takes to close. The number changes A LOT depending on the loan you use. Here's the breakdown on a $1M purchase: ✔ FHA (Owner-Occupied) — 3.5% down = $35K + ~$20K closing = $55K total ✔ Conventional (Owner-Occupied) — 5% down = $50K + ~$20K closing = $70K total ✔ DSCR (Pure Investment) — 20% down = $200K + ~$25K closing = $225K total The big takeaway? If you're willing to live in one of the units, you can get into a multi-family for a fraction of what most people think. FHA on a 2–4 unit is one of the most powerful wealth-building plays in real estate — your tenants help pay the mortgage while you build equity. Thinking about house hacking your first multi-unit? Let's run your actual numbers before you start shopping 📲 562-600-9793 | raymiramontes_realestate #multifamilyinvesting #houseHacking #fhaloan #dscrloan #realesta...