Down Payment Needed To Buy In SoCal 2026 🚨 Call Or Text For More Info: 562-600-9793 Wondering how much you actually need saved to buy a home in Southern California? Here's what 20% down looks like in 2026 based on current median sale prices across popular SoCal cities: 📍 Paramount: ~$140K (median $700K) 📍 Bellflower: ~$145K (median $724K) 📍 Downey: ~$166K (median $830K) 📍 Carson: ~$168K (median $840K) 📍 Signal Hill: ~$178K (median $890K) 📍 Long Beach: ~$181K (median $905K) 📍 Lakewood: ~$184K (median $920K) 📍 Seal Beach: ~$208K (median $1.04M) 📍 Cerritos: ~$226K (median $1.13M) 📍 Huntington Beach: ~$280K (median $1.4M) How much do I need to put down on a house in Southern California in 2026? It depends on the city and the loan. With median prices ranging from $700K to $1.4M across popular SoCal markets, a 20% down payment runs $140K to $280K. But you don't need 20% to buy. FHA loans require as little as 3.5% down, VA loans allow 0% down for eligible buyers, and conventiona...