Are you going into debt for your dog? 🐶💸 Pet costs have outpaced inflation in recent years, and a good amount of Americans say they'd put an emergency vet bill on a credit card — another signal of how thin household budgets actually are right now. A few moves: 🐾 Pet insurance is cheapest BEFORE you need it — most policies won’t cover pre-existing conditions 🐾 Independent vet clinics are often more affordable than corporate-owned ones. Ask who owns the practice 🐾 For routine meds, ask for a written prescription and compare with GoodRx or Chewy's pharmacy before buying in clinic. Save this one. 💛 #petinflation #personalfinance #petparents #vetbills #costofliving #moneytips #financialliteracy #nerdwallet #pettips #moneymindset