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Freya and Blake, a couple in their mid-40s with two young children, are facing one of the most urgent financial situations we’ve seen on the show. They earn $143,000 a year, have $0 in savings, $180 invested, and more than $96,000 in debt. Their fixed costs are at 102% of their income. They are spending more than they make every single month. On the surface, it looks like a debt problem. Underneath it is years of avoidance, guilt, and a relationship where one person carries everything alone. Ramit's warning is direct: they are weeks away from not being able to pay rent. Can they stop tinkering around the edges and build a plan that actually gives their family a chance? ▶️ Watch the full episode on YouTube. Link in bio. This episode is brought to you by: Grow Therapy | Find a therapist today at growtherapy.com/ramit LMNT | Get a free LMNT Sample Pack with any order at drinklmnt.com/RAMIT MasterClass | Get unlimited access and at least 15% off any annual membership at mast...

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