Should you wait until you have 20% down or just get into your first home sooner? 🤔 Here’s the deal.. A couple I recently spoke with was looking at homes around $800,000. At first, they thought they needed to save forever to hit that 20% mark.. until we crunched the numbers together. With 3% down, the upfront cost was estimated to be around $24,000, and their monthly payment came out to roughly $6,816. With 20% down, they would need closer to $160,000, however it lowered their monthly payment to about $5,246. Both options make sense.. just depends on your timeline and comfort zone. The truth: waiting for the “perfect” down payment could mean missing out on years of equity growth. The average first- time home buyer only puts down around 9%, and this is okay. The real question isn’t how much to put down. It’s when do you start investing in your own home instead of paying someone else’s mortgage? Olivia Haenel, Licensed RE Agent 📲516-413-8168 📧ohaenel@coachrealtors.com #L...